MetaMask Card

TL;DR: Le crypto card si dividono in custodial (fondi su exchange, soggette a report automatico CRS) e non-custodial (fondi nel proprio wallet, prelevati via smart contract al pagamento). Per il fisco italiano, la riduzione del reporting automatico dei provider non elimina gli obblighi personali di dichiarazione delle plusvalenze. **- Il funzionamento delle Crypto Card e l'impatto del CRS** Una crypto card consente di spendere asset digitali convertendoli in valuta fiat come l'Euro istantaneamente al momento del pagamento su circuiti tradizionali come Visa e Mastercard. Tuttavia, l'architettura tecnica dietro lo strumento determina profondamente gli obblighi normativi e la trasmissione automatica dei dati finanziari alle autorità. Il Common Reporting Standard (CRS), promosso dall'OCSE, è il modello internazionale per lo scambio automatico di informazioni finanziarie tra stati sovrani. Quando si utilizza una carta di tipo custodial, come la Crypto . com Card, i fondi sono depositati presso un intermediario centralizzato (un exchange o un istituto di moneta elettronica). Questo intermediario detiene un conto con custodia e richiede una verifica KYC completa, rientrando spesso nei soggetti obbligati alle comunicazioni CRS e inviando i dati transazionali e di saldo direttamente alle autorità fiscali competenti. **- La tecnologia delle Crypto Card Non-Custodial (Self-Custody)** Il panorama sta cambiando radicalmente con l'introduzione delle carte non-custodial, dove l'emittente della carta non detiene i fondi dell'utente. I token rimangono nel wallet privato del titolare fino al secondo esatto della transazione. Il flusso tecnico si basa su una serie di passaggi integrati on-chain: \- Autorizzazione limitata (Allowance): Invece di ricaricare un saldo interno in anticipo, l'utente concede un permesso revocabile a uno smart contract per prelevare un tetto massimo di stablecoin dal proprio wallet. \- Circuito di pagamento standard: Quando la carta viene passata su un POS, la richiesta viaggia sui tradizionali binari Visa o Mastercard. I dati personali completi del titolare legati alla verifica KYC sono detenuti dal provider della carta, non dai circuiti di regolamento in sé. \- Conversione e prelievo in tempo reale: Il provider, sfruttando l'allowance concessa, preleva l'importo esatto in stablecoin dal wallet dell'utente solo al momento dell'acquisto, lo converte immediatamente in fiat tramite un liquidity provider e dà il via libera al pagamento. Il commerciante riceve euro normali sul proprio conto. **- Panoramica dei prodotti sul mercato: MetaMask, Gnosis e DeGate** Esistono già diverse soluzioni attive o in arrivo che sfruttano questo paradigma non-custodial: **\* MetaMask Card:** Sviluppata da Consensys, utilizza come issuer Monavate Limited (un Electronic Money Institution regolamentato nel Regno Unito) su circuito Mastercard. Funziona collegando il wallet MetaMask e spendendo USDC su reti supportate come Linea, Base o Solana. **\* Gnosis Pay**: Basata sull'architettura smart contract di Gnosis Safe, si appoggia sempre a Monavate e a Monerium, un istituto di moneta elettronica islandese che emette la stablecoin EURe e fornisce un IBAN integrato all'utente su circuito Visa. **\* DeGate Card:** Progetto basato su DeGate Wallet e circuito Visa, annunciato per il lancio nel Q3 2026 e attualmente in fase di waitlist. La gestione di compliance e banking è affidata alla fintech Upfinance di Hong Kong, ponendosi geograficamente fuori dal territorio dell'Unione Europea. **Glossario** \* **Common Reporting Standard (CRS):** Standard globale sviluppato dall'OCSE per lo scambio automatico di informazioni sui conti finanziari a livello internazionale, utilizzato dalle autorità fiscali per contrastare l'evasione transfrontaliera. \* **Allowance:** Una funzione tipica degli smart contract (comune sulle reti EVM e compatibili) che autorizza un indirizzo terzo o un protocollo a prelevare una quantità specifica di token da un wallet, senza che l'utente debba cederne la proprietà in anticipo. **- Impatto con l'Agenzia delle Entrate** Per un contribuente con residenza fiscale in Italia, la scelta tra una carta custodial e una self-custody sposta l'asse del monitoraggio fiscale automatico. Se le carte non-custodial (specialmente quelle con emittenti extra-UE come Upfinance per DeGate) riducono drasticamente la probabilità di un reporting automatico immediato verso l'Agenzia delle Entrate tramite CRS, ciò non elimina affatto gli obblighi dichiarativi personali dell'utente. La conversione da criptovaluta o stablecoin a valuta fiat effettuata al millisecondo per pagare un servizio costituisce a tutti gli effetti un atto di disposizione. L'utente italiano è comunque tenuto a monitorare i propri asset finanziari esteri inserendoli nel Quadro W (ex Quadro RW) e a calcolare le eventuali plusvalenze o minusvalenze derivanti dalla conversione al momento della spesa, qualora si superino le soglie previste dalla normativa italiana sui redditi diversi. La self-custody aumenta la privacy nei flussi di dati centralizzati, ma richiede maggiore responsabilità nella contabilità personale. **Fonte e Approfondimenti** \* Articolo completo analizzato su Privacy Toolkit: [https://privacy-crypto.com/guide/crypto-card-e-fisco-differenze-tra-carte-custodial](https://privacy-crypto.com/guide/crypto-card-e-fisco-differenze-tra-carte-custodial) \* Si fa presente che sul sito web sono riportati tutti i link diretti e i dettagli commerciali ai vari prodotti citati nella sezione dedicata: [https://privacy-crypto.com/spend](https://privacy-crypto.com/spend) **Voi quale approccio preferite per spendere i vostri asset digitali nel quotidiano?** Siete orientati verso la comodità e i sistemi di cashback delle carte custodial collegate ai grandi CEX, o state valutando la massima sovranità finanziaria delle nuove carte non-custodial collegate direttamente a MetaMask o Gnosis Safe? Parliamone nei commenti!

🧑‍💻 Level: senior 📌 Location: remote 🌆 City: , US 🗓 Type: fullTime 💵 Salary: 130k - 187k USD (annual) Description: ## About Consensys Consensys is the leading blockchain and web3 software company founded by Joe Lubin, CEO of Consensys and Co-Founder of Ethereum. Since 2014, Consensys has been at the forefront of innovation, pioneering technological developments within the web3 ecosystem. Through our product suite, including the MetaMask platform, Infura, Linea, Diligence, and our NFT toolkit Phosphor, we have become the trusted collaborator for users, creators, and developers on their path to build and belong in the world they want to see. Whether building a dapp, an NFT collection, a portfolio, or a better future, the instinct to build is universal. Consensys inspires and champions the builder instinct in everyone by making web3 universally easy to use and develop on. Our mission is to unlock the collaborative power of communities by making the decentralized web universally easy to access, use, and build on. You’ll get to work on the tools, infrastructure, and apps that scale these platforms to onboard one billion participants and 5 million developers. You’ll be constantly exposed to new concepts, ideas, and frameworks from your peers, and as you work on different projects — challenging you to stay at the top of your game. You’ll join a network of builders that reaches the edge of our ecosystem. Consensys alumni have moved on to become tech entrepreneurs, CEOs, and team leads at tech companies. ## About Metamask MetaMask aims to create a thriving engineering organization that supports the well-being of our engineers while empowering them to do work they are proud of and enjoy. We strive for an environment that gives our people high trust and autonomy, while also facilitating collaboration, communication and camaraderie among teams and teammates. We aspire to build a diverse engineering team, inclusive to people from all backgrounds and demographics. It is also of great importance to us that working at MetaMask is an experience that catalyzes career growth and learning. ## What you'll do This role is specifically within the Card team, which is focused on the development and integration of the MetaMask Debit Card and related features directly into the MetaMask platform. As a Senior Software Engineer on this team, you will be instrumental in building the core infrastructure and user-facing features that enable millions of users to securely and intuitively manage and use their MetaMask Debit Card within their wallet. Specifically, you will be responsible for: * Designing and implementing the front-end components and user experience for MetaMask Debit Card interactions across MetaMask clients. * Developing robust and scalable backend services and APIs to manage card lifecycle, facilitate transaction processing, and integrate with financial partners. * Ensuring seamless and secure integration with Card Issuers, payment networks, and compliance systems. * Optimizing the performance and security of all Card features, handling real-time data feeds and high-volume transaction throughput. ## Requirements: * 3+ years working with mobile-based technologies * 3+ years building websites and/or applications * Experience with React and React Native * Strong knowledge of modern Javascript (ES6/TypeScript/etc.) * Familiarity with blockchain fundamentals and Web3 integration * Working knowledge of cross platform/browser compatibility * Experience working with APIs and middleware services * Experience working in an agile development team * Experience developing applications with clean code practices, testing, and adherence to coding standards * Understanding of web-based security considerations ## Bonus Points: * Experience with payment processing, card issuing, or fintech products * Experience with DeFi protocols and/or digital asset management * Knowledge of financial products in the digital space * Interest in blockchain technologies and Web3 * Basic understanding of cryptography principles * Experience working in distributed teams * Previous experience working in Web3 * Familiarity with the Web3 wallet ecosystem * Experience with performance optimization ## Other skills to demonstrate: * Good verbal and written communication in English * Teamwork, flexibility, and organization * Eagerness to learn and grow your technical skills * Ability to balance technical quality with business needs and user experience Don't meet all the requirements? Don't sweat it. We’re passionate about building a diverse team of humans and as such, if you think you've got what it takes for our chaotic-but-fun, remote-friendly, start-up environment—apply anyway, detailing your relevant transferable skills in your cover letter. While we have a pretty good idea of what we need, we're ready for you to challenge our thinking on who needs to be in this role. It is a requirement of employment in this position that applicants will be required to submit to background checks including but not limited to employment, education and criminal record checks. Further details will be provided to applicants that successfully meet the criteria for the position as determined by the company in its sole discretion. By submitting an application for employment, you are acknowledging and consenting to this requirement. ## Salary The salary range for US-based candidates only will be determined throughout the interview process depending on experience and skills. US pay range (not including bonus, equity or other benefits) $130,000 — $187,000 USD ## Diversity & Inclusion In the rapidly evolving Web3 space, we believe that everyone is a builder. This expansive paradigm requires a range of backgrounds, talents, skills, and experiences to influence and shape the future. At Consensys, this diversity fuels our ability to shift control and redefine the realm of possibility. We are committed to ensuring that our technology empowers people and communities with economic and political agency through decentralized technologies. We welcome the range of perspectives and differences and celebrate them. We're excited to see how your unique skills as a builder can contribute to our vision, drive innovation, and help us shape a more inclusive Web3. Consensys is an equal opportunity employer. All employment decisions are made without regard to race, color, national origin, ancestry, sex, gender, gender identity or expression, sexual orientation, age, genetic information, religion, disability, medical condition, pregnancy, marital status, family status, veteran status, or any other characteristic protected by law. Consensys is aware of fraudulent recruitment practices and we encourage all applicants to review our best practices to protect yourself which can be found ( https://consensys.io/careers/best-practices-to-avoid-recruitment-fraud/) . ## Benefits * **Competitive benefits:** We have a comprehensive and competitive benefits package to make sure we’re looking after you and what matters most. * **Equity:** We believe in ownership and want everyone to have a stake in our future success, that’s why you’ll receive equity when you join us. * **Recognized in the blockchain and Web3 ecosystem:** Working at Consensys is a tremendous reference for your career. You’ll join a network of entrepreneurs and technologists that extends across the global crypto ecosystem. * **Continuous learning & opportunities:** We provide growth and development opportunities through the Consensys Advance Program, including full access to Coursera & comprehensive learning modules and programs. * **Unlimited vacation/holidays:** We value downtime to recharge and reset, ensuring everyone at ConsenSys has work/life balance. In addition, company-wide we participate in “zero productivity” days to take a break from work, shut down, and sit back and relax. * **Flexible working arrangements:** With our global workforce we have fine-tuned asynchronous working which means we have a lot of flexibility in the structure of when we work and how we work together. * **Remote first:** You’ll be joining a team based all over the world. Providing the unique opportunity to work with people from across 6 continents. Visit https://jobhuntify.com/jobs/a5c520e0-c3a6-408b-90b5-91d1aa94c53a to apply.

The three step cycle you described (exchange, convert, wait for ACH) is the problem most stablecoin products still have not solved. You are basically using a checking account with extra steps. The ones that cut this down to one transaction are cards that pull directly from a self custodied wallet at the point of sale. Gnosis Pay and MetaMask Card do this. No preloading, no intermediate balance. The spend triggers a swap and settlement in one step. If your use case is mostly daily spending rather than yield farming, that architecture matters more than the APY on your stablecoins.

Gnosis Pay and MetaMask Card are the only two where you actually export your own keys and funds stay on chain until the moment of spend. Holyheld is close but you are trusting their swap infrastructure at the point of transaction. The real test is: if the company behind the card disappears tomorrow, can you still access your funds with just your seed phrase? If the answer is no, it is not self custodial. It is a custodial product with better branding. For daily spending, Gnosis works because the Safe contract authorizes the spend in real time. No preloaded balance, no vault you do not control.

**Source:** [https://x.com/solanapayments/status/2047682335743561898](https://x.com/solanapayments/status/2047682335743561898) https://preview.redd.it/ezf0hvzkf5xg1.png?width=680&format=png&auto=webp&s=3853c8e4381a7dbd7bc3822d273b9a896c3fe3fe Stablecoins kept reaching into new currencies and corridors. Transfero opened its BRZ bridge, bringing more Brazilian real onchain. Xelio launched in Nigeria, where people now send stablecoins over text and WhatsApp. SurfCash went live in Peru with USDC at local merchants. And Singapore Gulf Bank turned on 1:1 USD-to-USDC conversion with zero fees for its customers. The numbers kept pace: Solana overtook Ethereum again for adjusted USD stablecoin volume, and salary-sized P2P transfers ($1K-$20K) hit [$971M](https://x.com/search?q=%24971M&src=cashtag_click) in a single week. Plus Ramp added support for Tether on Solana. Embedding USDT with fee-free USD conversion means corporate finance & US businesses can now hold, send, and spend stablecoins as easily as dollars across their entire finance stack. [https://x.com/solana/status/2046631589606723861](https://x.com/solana/status/2046631589606723861) https://preview.redd.it/v07w0eppf5xg1.png?width=545&format=png&auto=webp&s=7c874996446adb1f7d3e0620aaf2ec04033c627a Here's what's new: Financial Institutions * [@SGB\_app](https://x.com/@SGB_app) (Singapore Gulf Bank) launched [USD-to-USDC conversion](https://x.com/solanapayments/status/2045129153880707546) with 1:1 minting and zero fees on Solana * Visa's head of crypto [@cuysheffield](https://x.com/@cuysheffield) [confirmed @Lead\_Bank and @CrossRiverBank](https://x.com/solanapayments/status/2044789552884146539) are now settling stablecoin transactions in production * [@ereborbank](https://x.com/@ereborbank) [now accepts USDC](https://x.com/solanapayments/status/2044663277423300747) on Solana [https://x.com/solanapayments/status/2045129153880707546](https://x.com/solanapayments/status/2045129153880707546) https://preview.redd.it/hh6rnlawf5xg1.png?width=539&format=png&auto=webp&s=374afaea7a38e249fa52ba810c0c85c8e663ea7f Stablecoin Issuance * [@humafinance](https://x.com/@humafinance) shared highlights after [one year of PST](https://x.com/humafinance/status/2043675792857878616) : Total supply grew from $0 to [$156M](https://x.com/search?q=%24156M&src=cashtag_click) , 116,426 depositors, 8%+ sustainable USDC yield since inception * [@USDC](https://x.com/@USDC) [crosschain forwarding to Solana](https://x.com/solanapayments/status/2041564953513968003) now live for Circle CCTP and Bridge Kit, automating the Solana leg of cross-chain transfers * [u/@SolsticeFi](https://x.com/@SolsticeFi) integrated [@global\_dollar](https://x.com/@global_dollar) 's USDG across its entire yield stack, with [direct USX mint/redeem](https://x.com/solanapayments/status/2044443313277681825) and USX/USDG pairs on Solana * [@transferogroup](https://x.com/@transferogroup) launched [Transfero Bridge for @BrzToken](https://x.com/solanapayments/status/2046313111280660781) to Solana * [@totalis](https://x.com/@totalis) became the [first company to receive YC funding](https://x.com/solanapayments/status/2044017042659942664) entirely in USDC, settled on Solana [https://x.com/solanapayments/status/2044017042659942664](https://x.com/solanapayments/status/2044017042659942664) https://preview.redd.it/x2ljo0w2g5xg1.png?width=544&format=png&auto=webp&s=628b93214c147ed2b4beab432dca979c24022a60 **Data & Volume** * Solana is [overtaking Ethereum again](https://x.com/surfquery/status/2043591396201013627) for adjusted USD stablecoin volume over the past two weeks * [Salary-sized P2P stablecoin transfers](https://x.com/surfquery/status/2041923545790665042) ($1K-$20K) reached [$971M](https://x.com/search?q=%24971M&src=cashtag_click) last week, up 7.3% WoW * [Retail P2P volume](https://x.com/surfquery/status/2041535407226261766) ($100-$1K) crossed [$400M](https://x.com/search?q=%24400M&src=cashtag_click) for the first time, up 8.8% WoW * [88% of @MoonPayCommerce volume](https://x.com/solanapayments/status/2042254425830433229) is running through Solana Cards, Networks & Ramps * [@tryramp](https://x.com/@tryramp) enabled [support for @Tether](https://x.com/solanapayments/status/2046629826707042659) on Solana * Solana USDC now available on [@MetaMask card across the US](https://x.com/solanapayments/status/2041866271042515148) * [@ZebecCards](https://x.com/@ZebecCards) integrating [@GhostWareOS privacy](https://x.com/solanapayments/status/2042626156726206850) directly into card transactions on Solana. No more exposed trails on spend. * [@xelio\_xyz](https://x.com/@xelio_xyz) in Nigeria: [send money via text and WhatsApp](https://x.com/solanapayments/status/2042286059065577501) , recipients verify via headless wallets * [@surfcashx](https://x.com/@surfcashx) [went live in Peru](https://x.com/solanapayments/status/2045204997512548829) , enabling USDC payments at any local merchant * [@crossmint](https://x.com/@crossmint): [AI agents paying via u/Mastercard](https://x.com/solanapayments/status/2044787197417509023) through lobstercash * [@magicblock](https://x.com/@magicblock) shipped [private payments on Solana](https://x.com/solanapayments/status/2042054844312145941): one API call, confidential SPL transfers, split payments, time delays [https://x.com/sphere\_labs/status/2046283944719434142](https://x.com/sphere_labs/status/2046283944719434142) https://preview.redd.it/g9meadibg5xg1.png?width=550&format=png&auto=webp&s=c98aa9140efdf273066f9e7439c12589035d0e5f New on [Payments.org](https://payments.org/) * Case Study: [@JupiterExchange](https://x.com/@JupiterExchange) and [@Noah\_HQ](https://x.com/@Noah_HQ) [Sovereign Payroll](https://x.com/solanapayments/status/2046937561835155940) on Solana * Deep Dive: [Merchant Settlement](https://x.com/solanapayments/status/2042296339933901066) breaks down how stablecoin settlement on Solana keeps the same card UX at checkout while merchants get paid in seconds, 24/7

I have been using my Metamask Card for some time already, although there were issues at first, they were all fixable (Such as paypal initially not working, but I was able to fix the address along with support, and now it works fine). My usage is also withing the limits, I'm far from being able to even reach the limits of $10K (per day) in multiple months, much less a single day. I paid a smaller purchase, and when I went to pay another, it was refusing, in the same store I have purchased multiple times, the card was being declined. I went to check if they requests at least appeared on the transactions, and they were all there, went to check the details, and it says: **Lifetime Transactions - You have reached your account limits, please upgrade your Account level** I had no idea there were Lifetime limits, nor do I know any "Account level" option (I know there is a Metal option, since it seems it has different limits). Does it mean it doesn't work anymore?

Don’t loose your streak get a freeze like with WeWard walking app if you miss you have some freezes. Be able to remove people from squad who don’t contribute, see stats on each members contributions and have a place to chat with squad members on app. Be able to spend USDC directly with the card like I have heard is possible with metamask card while offering generous cash backs.Offer staking rewards for ether you could take a small fee for this service to increase revenue. Make some system to earn a small shake paid or give tips so people can do things to earn them. @huffking

u/kantalo full transparency - I cashed out some of kiddo's [stupidgames.wtf](http://stupidgames.wtf) chips to fund a non-custodial wallet for him. I setup a metamask card on his phone, so now he has a tap-to-pay method. I think seeing his on-chain activity translate into semi-permissionless financial freedom (still had to kyc for him) is a great learning opportunity. Giving him a non-custodial "modern" prepaid debit card, lets him interact on-chain and opens the door to slowly dab a toe into the deep end of the pool while still granting me the ability to introspect into his spending while he is still a minor, etc. Thanks, this has been a great opportunity to educate and empower him outside of what tradfi will allow. I think it is going to motivate him to grind some more on the current leaderboard too ;)

**Source:** [https://x.com/solana/status/2043324622871953735](https://x.com/solana/status/2043324622871953735) Collectors spent hundreds of millions on digital cards, a public company tokenized its shares, and builders shipped security, lending, and infrastructure across every layer of the network. Another week of Solana reshaping how value moves: **📰 Headline News** \- [@SolanaFndn](https://x.com/SolanaFndn) established STRIDE and SIRN to enforce DeFi security, providing 24/7 threat monitoring and formal verification for high-TVL protocols \- [@Securitize](https://x.com/Securitize) partnered with Currenc Group (Nasdaq: CURR) to tokenize its shares on Solana \- Pokémon TCG gacha spend on Solana surpassed $233.8M in Q1 2026 \- [@bitget](https://x.com/bitget) introduced IPO Prime on Solana, starting with a SpaceX preSPAX token sale powered by [@joinrepublic](https://x.com/joinrepublic) 📰 **Launches** \- [@Titan\_Exchange](https://x.com/Titan_Exchange) deployed DART Routing, a decentralized matching engine enforcing price priority to guarantee Best Bid Offer execution \- [@colosseum](https://x.com/colosseum) kicked off the Frontier Hackathon with a $2.5M venture pool \- [@MetaMask](https://x.com/MetaMask) unlocked Solana USDC spending on MetaMask Card across the U.S. via [@Mastercard](https://x.com/Mastercard) \- [@USDC](https://x.com/USDC) enabled cross-chain forwarding to Solana for Circle CCTP and Bridge Kit \- [@MeteoraAG](https://x.com/MeteoraAG) released a unified Portfolio dashboard for LP positions tracking \- [@Loopscale](https://x.com/Loopscale) activated Deposit-Backed Lending with [@JupiterExchange](https://x.com/JupiterExchange) lending positions as collateral \- [@harmonic\_gg](https://x.com/harmonic_gg) upgraded with streaming block delivery, configurable scheduling strategies, and two validator clients \- [@Alchemy](https://x.com/Alchemy) launched a $20M infrastructure fund for Solana builders with up to $25K credits per team \- [@perena](https://x.com/perena) integrated ZK-powered Proof of Reserves for USD Star, enabling privacy-preserving verification \- [@kamino](https://x.com/kamino) implemented Whitelisted Reserves to secure Lending Vaults \- [@superteam](https://x.com/superteam) presented [http://solana.new](https://t.co/hIJ44roHJa), [@sendaifun](https://x.com/sendaifun)\-powered dev kit packing 150+ skills, MCPs, and CLIs \- [@sns](https://x.com/sns) opened .sol site to public, turning any .sol domain into a live website \- [@project0](https://x.com/project0) incorporated [@jup\_lend](https://x.com/jup_lend), expanding its Solana lending coverage \- [@clanker\_world](https://x.com/clanker_world) expanded to Solana with 78% creator fee share \- [@IkonShopApp](https://x.com/IkonShopApp) built a native Shopify integration for crypto checkout \- [@Vistadex](https://x.com/Vistadex) rolled out claim markets, turning public claims into live prediction market positions \- [@blueprintAI](https://x.com/blueprintAI) unveiled Compactor, a tool to locate and consolidate forgotten wallet tokens into stablecoins \- [@ManifestTrade](https://x.com/ManifestTrade) launched permissionless options markets with calls and puts on any token \- [@CodecOpenFlow](https://x.com/CodecOpenFlow) debuted agent-first infrastructure with x402 payments on Solana \- [@immunefi](https://x.com/immunefi) opened a $1M audit competition for [@jump\_firedancer](https://x.com/jump_firedancer)'s V1 code \- [u/dflow](https://x.com/dflow) integrated into [@EitherwayAI](https://x.com/EitherwayAI) to enable one-prompt creation of agentic trading apps \- [@MiloOnChains](https://x.com/MiloOnChains) integrated the [@tokens](https://x.com/tokens) API, enabling its agents to analyze and execute trades across assets \- [@pudgypenguins](https://x.com/pudgypenguins) shipped PenguBot, an agentic trading companion on Telegram across Solana \- [@krexa\_xyz](https://x.com/krexa_xyz) enabled uncollateralized lending on Solana for AI agents \- [@zerion](https://x.com/zerion) adopted [u/x402](https://x.com/x402) on Solana for keyless, pay-per-request API access 📰 **Milestones** \- Total Solana monthly token holders hit a new all-time high of 167M \- [@yield](https://x.com/yield)’s yoSOL crossed $1M TVL in three weeks of launch \- USDG market cap on Solana surpassed $1B \- [@jup\_mobile](https://x.com/jup_mobile) processed $890M in trading volume in March \- [@MoonPayCommerce](https://x.com/MoonPayCommerce) settled over $40M in single-payment volume since Oct 2025, with 88% on Solana If you enjoyed this week’s newsletter, share with an RT! https://preview.redd.it/glkcidwvnrug1.png?width=680&format=png&auto=webp&s=1db19c795d015b02ffb80615239c926716f8af60

Over the past few months I've been maintaining a database of every crypto debit/credit card I could find — 139 of them now, from major exchanges to obscure neobank wrappers. I kept running into the same problem: every card advertises "0% FX fees" on its landing page, but the actual cost of spending abroad is wildly different. So I went through the fee disclosure docs of all 139 and tried to extract the real, total cost of a foreign transaction. Here's what I found. **TL;DR** * Median FX fee across 139 cards: **1.00%** * Average: **1.18%** * Range: **0% to 8%** * 30 cards advertise "0% FX" but **17 of those bury a conversion/spread/stabilization fee** somewhere else * Cheapest cards with no hidden markup: Kraken, MetaMask, Bitpanda, BitPay, Gemini, Deblock * Worst offenders: Kemy (8%), MaxSwap (5%), SolCard Mastercard tier (5% top-up + 2% FX) **The "0% FX" trap — the thing nobody talks about** The dirty trick is that "FX fee" is only one line item. Issuers route the cost through other names: |Card|Advertised|Actual cost per foreign transaction| |:-|:-|:-| |Gnosis Pay / Rebind / Zeal|"0% FX"|\~1.5% stabilization fee on every tx| |1inch Card|"0% FX"|2% "card spend fee" per purchase| |[Crypto.com](http://Crypto.com) Visa|"0% FX markup"|\~0.5% conversion spread on crypto → fiat| |Wayex|"0% FX"|1% crypto-to-AUD on every purchase/ATM| |Bitrefill|"0% on EUR"|1.99% conversion if you fund with crypto| |Avici|"0% Avici fee"|Visa's 0.4-1% cross-border fee still applies| |Wirex|"0% FX all tiers"|Spread on crypto-to-fiat conversion| |Bybit|"0.5% in EEA"|**7% in Argentina**, 2% APAC, 1.5% Brazil| That last one is important — Bybit's "0.5%" headline only applies to EEA / Switzerland / Mexico. If you live in Argentina, you pay 7%. Same card, same issuer, 14x the fee based on your passport. The landing page doesn't tell you this. **Cards that actually charge \~0% (as far as I can verify)** These have no hidden spread, no "conversion" euphemism, no regional gotcha I could find: 1. **Kraken Card** — 0% FX, 0% annual. Only cost is the crypto conversion spread at checkout, which is visible before you tap. 2. **MetaMask Card** — 0% foreign, Mastercard standard rates only. 3. **Bitpanda Card** — 0% markup, pure Visa network rates. 4. **Gemini Credit Card** — 0% foreign (2.49% only applies to crypto purchases on the card, not fiat transactions). 5. **Deblock Card** — 0% advertised, no bank charge, instant exchange built-in. 6. **BitPay Card** — 0% foreign, standard Mastercard conversion. 7. **Pyra Card** — genuinely zero on everything (no spend/top-up/signup/liquidation fees). **Methodology caveats before you crucify me** * I parsed the **first numeric FX figure** from each card's disclosed fee text. Some cards have tiered pricing (Wise: 0.33-3.5% depending on currency) and I took the low end. So my median is probably **optimistic**. * 30 of the 139 cards either don't disclose FX clearly or use the word "spread" without a number. I excluded those from the averages. * Bitpanda, Kraken etc. still pay the **network** (Visa/Mastercard) cross-border fee of \~0.4-1%. They just don't add their own markup on top. When I say "0%" I mean "no issuer markup". * Fees change. This snapshot is April 2026. **What surprised me most** It wasn't the 8% card (Kemy is small, you'd expect it). It was **Bybit** — a top-5 exchange — charging 14x more in Argentina than in the EU for the same product. And **Gnosis Pay** (and its white-label wrappers Rebind/Zeal/Picnic) marketing "0% FX" while taking 1.5% on every transaction under the name "stabilization fee". That's the same fee by a different name. The "best crypto card" depends entirely on where you live and whether you read the fee disclosure, not the landing page. The rankings in most "top 10 crypto cards" articles rank by **cashback** and ignore FX entirely, which is backwards for anyone who actually spends abroad.

1/ 🔧 Project 0 Integrates Jupiter Lend, Unifying 98% of Solana Lending TVL. 💬 Project 0 has launched Jupiter Lend integration into its prime brokerage engine. The platform now unifies eight isolated lending markets across Kamino, Drift, JupLend, and P0-native venues, covering approximately 98% of Solana lending TVL. [Read more](https://x.com/project0/status/2041501832154104297) 2/ 🔧 Manifest Launches Fully Onchain Options Markets on Solana. 💬Manifest, Solana’s CLOB DEX, today launched permissionless onchain options. Traders can now create, list, and trade calls or puts on any token with zero fees. [Read more](https://x.com/ManifestTrade/status/2041949994605801535) 3/ 🔧 PreStocks on Solana Pushes Tokenized Pre-IPO Trading Volume to $544M. 💬 PreStocks has driven tokenized pre-IPO trading volume on Solana to $544 million, with March alone contributing $302 million across exposure tokens for SpaceX, OpenAI, Anthropic, and Anduril. [Read more](https://x.com/SolanaFloor/status/2041978787370545441) 4/ 🔧 Jupiter Exchange Launches Q1 2026 Active Staking Rewards With 50M $JUP. 💬 Stakers who held an average of 50 or more $JUP through the quarter can claim their cut — that's a clean incentive structure that rewards committed holders over casual dabblers. Jupiter keeps building loyalty on Solana the right way. [Read more](https://x.com/JupiterExchange/status/2041913212455538747) 5/ 🔧 SOL Strategies Acquires Darklake Labs for $1.2M to Integrate Zero-Knowledge Privacy Tech. 💬 SOL Strategies has acquired Darklake Labs for 1.2 million dollars, integrating Zyga, a Solana-native zero-knowledge system enhancing private transactions and protection against front-running for institutional on-chain finance. [Read more](https://x.com/solstrategies/status/2041494126244302867) 6/ 🔧 SNS Ends Beta, Opens .sol.site Websites to All Domain Holders. 💬 Zero extensions, any browser, any device — SNS just made every .SOL domain a ready-to-use website. That's a quiet but massive upgrade to what on-chain identity actually means in practice. [Read more](https://x.com/sns/status/2041895591731445984) 7/ 🔧 Securitize Launches Tokenized Shares of Currenc Group on Solana. 💬 Real-world assets hitting the chain — Securitize just bridged a Nasdaq-listed company onto Solana and Ethereum. This is exactly the kind of move that turns blockchain rails into legitimate equity infrastructure. Watch this space closely. [Read more](https://x.com/Securitize/status/2041864078201606559) 8/ 🔧 Circle Launches Automated Forwarding to Solana for $USDC Cross-Chain Transfers. 💬 Circle announced that cross-chain forwarding to Solana is now live for Circle CCTP and Bridge Kit. The update automates the final minting step, reducing friction for seamless $USDC transfers across blockchains. [Read more](https://x.com/USDC/status/2041546554771992973) 9/ 🔧 Solana Products Attract $34M in Inflows While Ethereum Extends Outflows. 💬 Capital is clearly picking sides. While Ethereum keeps bleeding on a year-to-date basis, $SOL investment products are pulling in fresh money — $34M worth. [Read more](https://x.com/SolanaFloor/status/2041599650772533575) 10/ 🔧 Solana DeFi Community Alarmed by DPRK-Linked Developer Across Multiple Projects. 💬 This is a serious red flag for the ecosystem. A North Korea-linked developer quietly embedded across multiple Solana DeFi projects raises major questions about code integrity, fund safety, and how deep the exposure actually goes. The community needs answers fast. [Read more](https://x.com/SolanaFloor/status/2041663939759456482) 11/ 🔧 Stabble DEX Urges $2M TVL Withdrawal After DPRK Worker Link. 💬 Solana-based Stabble found out its former CTO — let go a year ago — was flagged by ZachXBT as a North Korean worker. The new team is moving fast with fresh audits, but this is a stark reminder that who you hire can come back to haunt a protocol hard. [Read more](https://x.com/stabbleorg/status/2041515230581207180) 12/ 🔧 Robinhood Crypto Adds $ORCA and $RAY Tokens to Platform, Now Available in NY. 💬 Robinhood Crypto announced the addition of $ORCA and $RAY tokens, expanding Solana ecosystem access for users including in New York. [Read more](https://x.com/RobinhoodApp/status/2041508148662423932) 13/ 🔧 MetaMask Card Expands to Support Solana $USDC Across the United States. 💬 MetaMask announced Solana $USDC support for its debit card nationwide in the US, enabling seamless spending anywhere Mastercard is accepted without off-ramping. [Read more](https://x.com/MetaMask/status/2041563334324187439)

**Source:** [https://x.com/MetaMask/status/2041563334324187439](https://x.com/MetaMask/status/2041563334324187439) [@Solana](https://x.com/solana) is now live on MetaMask Card across the US! Spend your Solana USDC anywhere[@/Mastercard](https://x.com/Mastercard) is accepted. https://reddit.com/link/1sfnrjm/video/c3tq2c5uoxtg1/player Get MetaMask Card: [https://metamask.io/card](https://metamask.io/card) https://preview.redd.it/rpu2dt3woxtg1.png?width=680&format=png&auto=webp&s=865eeb72378c159fcd8911ac160907c6334e9dc6

https://preview.redd.it/39nuhoedylmg1.jpg?width=960&format=pjpg&auto=webp&s=5f355203cb859e6115decd6cc67da05787c8c108 Consensys has officially announced the full launch. MetaMask, one of the world’s leading crypto wallets, is expanding into payments. The **MetaMask Card** is now available, with global expansion planned. The card works at over 150 million merchants worldwide, supports Apple Pay and Google Pay, and is fully self-custodial — meaning your funds remain in your wallet and are only deducted at the moment of payment. This could be a significant step toward real-world crypto adoption.

tldr; MetaMask and Mastercard have launched the MetaMask Card in the U.S., allowing users to spend cryptocurrency from a self-custodial wallet at over 150 million Mastercard locations. The card supports Apple Pay, Google Pay, and physical transactions, offering cashback rewards and a premium Metal tier. Users retain control of their digital assets until payment, avoiding pre-loading funds. Enrollment requires identity verification, and the card aims to bridge onchain and offchain payments seamlessly. Vermont is currently excluded from availability. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR. https://www.reddit.com/r/CryptoCurrency/comments/1rft5xc/metamask_and_mastercard_officially_launch_crypto/

I’ve been researching crypto cards from last few months. After some research i ended up with a comparison of fees, supported assets, perks, and countries. Figured I’d post a short version here in case it’s helpful Summary: • ⁠Cheapest to start: Stables & Bitget (both free to get) • ⁠Lowest FX fees: BasedApp Gold (0%), KAST (0% conversion on EUR/GBP) and OrbitX • ⁠Highest rewards: KAST (up to 18% cashback) • ⁠Best non-custodial: MetaMask, OrbitX & Avici Here’s the short version of my findings: 1. BasedApp Cost: $30/year (Standard), $100 (Hype), $1,499/year (Gold) • ⁠Fees: 1.5% FX (Standard), 0% FX (Gold), no top-up fee (USDT/USDC/XSGD) • ⁠Benefits: Google Pay, rewards, airport lounge (Gold), $30K daily limit • ⁠Countries: 160+ • ⁠Assets: USDT, USDC, XSGD + majors • ⁠Custodial • ⁠KYC 2. KAST • ⁠Cost: $20–$10K (staking tiers) • ⁠Fees: 0% conversion, 2% FX • ⁠Benefits: Up to 18% cashback, SOL staking perks • ⁠Countries: Global • ⁠Assets: SOL, USDC, USDT • ⁠Custodial 3. MetaMask Card • ⁠Cost: $0 (Virtual), $199 (Metal) • ⁠Fees: 0.5–0.875% spend, 1% FX, 2% ATM after $1.2K • ⁠Benefits: 1–3% cashback (Metal), Google Pay • ⁠Countries: UK, EU, CA, LatAm, US (pilot) • ⁠Assets: USDC, USDT, aUSDC, wETH, EURe, GBPe • ⁠Non-custodial • ⁠KYC 5. Stables Card • ⁠Cost: Free • ⁠Fees: Low FX, tight spreads • ⁠Benefits: Stable-to-fiat auto-conversion in 28+ currencies • ⁠Countries: Global • ⁠Assets: USDC, USDT, DAI, PYUSD • ⁠Custodial • ⁠KYC 6. Bitget Card • ⁠Cost: Free • ⁠Fees: ~0.9% FX, $0.65 + 2% ATM fee • ⁠Benefits: 0.4% cashback, Bitget staking perks • ⁠Countries: Global (excl. U.S.) • ⁠Assets: BTC, ETH, USDT, USDC, BNB, more • ⁠Custodial • ⁠KYC 7 . Avici Benefits: 0% ATM Withdrawal Fees, No limit on spending • ⁠Countries: Global (excl. U.S.) • ⁠Assets: 10k+ tokens • ⁠Non Custodial • ⁠KYC 8. OrbitX Visa Platinum Card Benefits: 0% Deposit Fees, Lowest FX Fees, Instant Conversion • ⁠Countries: Global • ⁠Assets: BTC, ETH, USDT, USDC, BNB, more • ⁠Non Custodial • ⁠KYC

tldr; MetaMask and Mastercard have launched the MetaMask Card in the U.S., allowing users to spend cryptocurrency from a self-custodial wallet at over 150 million Mastercard locations. The card supports Apple Pay, Google Pay, and physical transactions, offering cashback rewards and a premium Metal tier. Users retain control of their digital assets until payment, avoiding pre-loading funds. Enrollment requires identity verification, and the card aims to bridge onchain and offchain payments seamlessly. Vermont is currently excluded from availability. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR. https://www.reddit.com/r/CryptoCurrency/comments/1rft5xc/metamask_and_mastercard_officially_launch_crypto/

Consensys and Mastercard have officially launched the MetaMask Card for general availability across the entire United States — including New York for the first time — marking the most significant mainstream bridge between self‑custodial crypto wallets and everyday spending to date. The card is accepted at 150 million+ Mastercard merchants worldwide via Apple Pay, Google Pay, or physical card, and is issued by Cross River Bank with compliance infrastructure powered by Baanx (now Monavate), meeting full U.S. financial regulations including KYC/AML checks.​ What separates MetaMask Card from traditional crypto debit cards is its full self‑custody model: unlike custodial alternatives that require pre‑loading funds onto an exchange, users' assets stay in their MetaMask wallet until the exact moment of purchase, converting to fiat only at checkout. The rewards structure is also entirely on‑chain: standard cardholders earn up to 1% back in mUSD on every purchase, while subscribers to the new MetaMask Metal Card ($199/year) earn up to 3% back on the first $10,000 spent annually, plus the ability to earn yield on unspent balances through DeFi integrations like Aave's aUSDC — turning an idle wallet into a passive income source.​ The launch also introduces the premium MetaMask Metal Card — a physical metal card with Mastercard ID Theft Protection™, Zero Liability, Price Protection, and contactless payments — all accessible near‑instantly upon approval through Mastercard Digital First technology that lets new cardholders start spending before their physical card arrives. MetaMask Card is already live in Argentina, Brazil, Canada, Colombia, the EEA, Mexico, Switzerland, and the UK, and with the U.S. fully added, Product Lead Gal Eldar summed up the vision: "We designed MetaMask Card to make crypto disappear — not go away, but become so seamlessly woven into daily life that the line between onchain and offchain fades away entirely."​